Terms of Use & Disclaimer

Acceptance of Terms

By accessing and using IRS Levy Hardship Analyzer (the "Website"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use this Website.

Nature of Content

This Website aggregates and presents data from official U.S. government sources, including but not limited to:

• Internal Revenue Service (IRS) Collection Financial Standards
• U.S. Department of Housing and Urban Development (HUD) Fair Market Rent data
• IRS Publication 1494 (Table for Figuring Amount Exempt from Levy)
• Bureau of Labor Statistics (BLS) Consumer Price Index data
• U.S. Census Bureau American Community Survey data

While we strive for accuracy, we make no warranties or representations regarding the completeness, accuracy, reliability, or timeliness of any information on this Website. Government data is subject to change without notice, and there may be delays between when official data is updated and when our Website reflects those changes.

Seek Professional Advice

If you are facing an IRS levy, wage garnishment, bank account seizure, or any other tax collection action, you should immediately consult with a qualified professional, such as:

• A tax attorney licensed in your state
• A Certified Public Accountant (CPA) with experience in IRS collections
• An Enrolled Agent (EA) authorized to represent taxpayers before the IRS
• A Low Income Taxpayer Clinic (LITC) funded by the IRS for qualifying individuals

You can find a Low Income Taxpayer Clinic near you at IRS.gov/LITC.

No Guarantees

Use of the IRS Levy Hardship Analyzer tool does not guarantee any specific outcome with the IRS. Qualification for Currently Not Collectible (CNC) status, Offer in Compromise (OIC), installment agreements, or levy release depends on your individual financial circumstances and is determined solely by the IRS based on their review of your Form 433-A or Form 433-F and supporting documentation. Our tool provides estimates based on published standards and should not be treated as a definitive determination of eligibility.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IRS LEVY HARDSHIP ANALYZER, ITS OPERATORS, CONTRIBUTORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THIS WEBSITE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You acknowledge that any reliance on information provided by this Website is at your own risk, and you assume full responsibility for any decisions made based on information obtained from this Website.

Intellectual Property

The original content, design, and code of this Website are protected by copyright. Government data presented on this Website (IRS standards, HUD rents, etc.) is in the public domain. You may reference or link to our content for educational purposes, provided you give appropriate attribution.

External Links

This Website contains links to official government websites and external resources. We are not responsible for the content, accuracy, or availability of these external sites. Links to external sites do not constitute endorsement of their content.

Modifications

We reserve the right to modify these Terms of Use at any time. Changes become effective immediately upon posting. Your continued use of the Website after any modifications constitutes acceptance of the updated terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these terms shall be resolved in the appropriate federal or state courts.